BNCTL
“A deposit for any banking product that is held for a fixed period of time, that the deposit cannot be reduced or increased at any fixed time.”
Requirements:
1. A copy of the voter card/BI/passport will be valid (minimum 2 identity cards).
2. Bank account copy.
3. Fill out the deadline form.
Benefits:
Guaranteed Returns: Earn a fixed interest rate over the agreed term.
Flexible Tenure Options: Choose from various deposit periods that fit your financial goals.
Low Risk: Your principal amount is secured with the bank.
Predictable Income: Know exactly how much interest you will receive at the end of the term.
Interest Payout Options: Choose between receiving interest at regular intervals or upon maturity.
| Application | Application | Early Mobilization Penalty | ||||
|---|---|---|---|---|---|---|
| Term | Amount (USD) | |||||
|
|
≥1,000 - 99,000 |
≥100,000 - 499,999 |
≥500,000 |
≥1,000 - 99,999 |
≥100,000 - 499,999 |
≥500,000 |
| Month 1 | 0.55% | 0.60% | 0.65% | |||
| Months 3 | 0.60% | 0.65% | 0.70% | |||
| Months 6 | 0.65% | 0.70% | 0.75% | USD 25,00 | USD 50,00 | USD 100,00 |
| Months 9 | 0.70% | 0.75% | 0.80% | |||
| Months 12 | 1.05% | 1.20% | 1.30% | |||
| Months 24 | 1.15% | 1.25% | 1.40% | |||
| Months 36 | 1.30% | 1.40% | 1.60% | |||