"Commercial credit to provide financial support for small to medium enterprise to help with the cash flow for working capital"
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1. To support Timorese enterprise in contributing to the economic development in Timor-Leste.
1. Poses good character, honesty, and responsible
2. Have a current profitable business and is viable (with a long-term perspective)
3. Have an available valid business license from SERVE
4. Have work experience
- 1 copy of a color passport-size photo (3x4)
- Electoral copy for the applicant and spouse (for married person)
- Copy of applicant’s Bank Account
- Business License
- List of available business assets
- List of assets to be procured or purchased with the credit
- Financial report (balance + profit/loss)
- Present additional guarantee.
TERMS AND CONDITIONS
- Limited, dependent on various business factors
- Revolving maximum 1 year and non-revolving maximum 3 years
- The interest rate is a maximum of 7.50% per annum
- Guarantee an amount that is valuable and sufficient
- The penalty is 12% for late payment per annum
- Administrative costs and other costs based on the available fee list from BNCTL
Brochure for Bussines Loan Click here